Founded in 1967 as a sales distribution company, Carmel Financial Corporation began as an independent distributor of encyclopedias. After working face-to-face with countless families, Carmel Financial Corporation’s Founder, CEO and Chairman of the Board, Tom Sheehan realized that many needed a second chance for affordable financing.

Now, 40 years later, Carmel Financial Corporation is a major, nationwide leader in the secondary lender industry. Helping both merchants and their customers with secondary financing for everything from replacement windows to heating and air conditioning units to above-ground pools and spas. Giving customers the ability to obtain products they need as well as re-establish their credit history.

As a privately owned company, Carmel Financial Corporation earns the trust of clients by making the entire practice of secondary financing comfortable and equitable, building invaluable relationships with clients in the process. The company relies on complex, proprietary computer analyses to assess risks of financing customers. Allowing each applicant to be reviewed on an individual basis.

By extending credit to people who would be rejected by primary lenders, Carmel Financial Corporation helps businesses complete sales transactions that would normally be lost. Boosting its participating merchants’ bottom line.

The company is an active member of its central Indiana community. Since 1992, employees have conducted special events to raise money and other donations for a local food bank. In fact, Carmel Financial Corporation’s more than 80 employees now help to donate more than 50,000 items each year to charity.

If you have any questions about Carmel Financial and its services call Matt Mooney at 317-656-0691.